Homes only available through Co-Ownership
Some new housing developments set aside properties that are only available through Co-Ownership. This helps make home ownership possible for people who might not be able to buy on the open market.
You buy the share you can afford (between 50%-90%) and Co-Ownership buys the rest.
New Homes only available through Co-Ownership
4 homes available
Essex Mews, Essex Mews, 113-115 Ormeau Road, Belfast, BT7 1SH
From £169,500 to £184,950
1
2
1
ONLY LAST FEW REMAINING
Selling Agents
6 homes available
The Fairmont, Blacks Gate, Blacks Road, Belfast
From £164,950 to £169,950
2
2
1
2 Bed Apartment (12 homes)
1 home available
J2/3, St Patricks Drive, Ballymena, BT43 7FQ
Asking Price £187,500
3
2
1
3 Bed Semi-detached House (8 homes)
What is Co-Ownership?
Co-Ownership is Northern Ireland’s regional shared ownership provider. You buy a share of a home (between 50% and 90%) and Co-Ownership buys the rest. You then pay a small monthly rent on their share.
Co-Ownership exists to help people who would not otherwise be able to buy a home, whether that is because of affordability or saving a deposit.
How does Co-Ownership work?
Co-Ownership has two products:
Co-Own
You take out a mortgage to cover your share, and Co-Ownership buys the rest. You might not even need a deposit.
Co-Own for Over 55s
Designed for people aged 55 and over. You use savings or equity from the sale of your current home to buy your share, and Co-Ownership buys the rest.
With both options, you can increase your share over time until you own the home outright.
Find out moreWhy are some properties only available through Co-Ownership?
Some developers must include affordable homes in their new developments as part of planning approval. Selling these homes through Co-Ownership, as intermediate homes for sale, is one way to meet this requirement. They are designed to help people who would not be able to buy on the open market.
That is why you will see certain homes listed as ‘only available through Co-Ownership’.
What does that mean for me?
If a home is marked as ‘only available through Co-Ownership’:
- It is part of a development where certain homes are reserved as affordable.
- You will buy it through Co-Own or Co-Own for Over 55s.
- You will purchase a share (50%–90%) and Co-Ownership will buy the rest.
- Over time, you can increase your share until you own the home outright.
Is the home any different to others in the development?
These homes are built to the same standards as others in the development. The only difference is how they are sold, not the quality.
Do I have to use Co-Ownership?
Yes. These homes cannot be bought on the open market, they are only available through Co-Ownership.
Frequently Asked Questions
To learn more about Co-Ownership, visit co-ownership.org or contact their team via the form or details below.
Address
Co-Ownership
Moneda House
25-27 Wellington Place
Belfast, BT1 6GD
+44 (0) 28 9032 7276
Office opening hours
Monday: 9:00am - 5:00pm
Tuesday: 9:00am - 5:00pm
Wednesday: 9:00am - 5:00pm
Thursday: 9:00am - 5:00pm
Friday: 9:00am - 5:00pm
Contact Co-Ownership
If you have a question about Co-Ownership, complete the form below and Co-Ownership will be in touch.
To arrange a viewing or find out more about a specific property, please contact the estate agent directly.
